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Tips for protecting your identity:
1. Closely monitor your bank and credit card statements for fraudulent
transactions. Monitoring accounts online is the best way to detect fraud
early.
2. Place a 90-day fraud alert on your credit report, which tells
creditors to contact you before opening any new accounts or making any
changes to your existing accounts. This action may cause some delays if
you're trying to obtain new credit.
· You only need to contact one of the three companies - Equifax,
Experian, or TransUnion - to place an alert. The company you call is
required to contact the other two.
· Once you create the fraud alert, you're entitled to free copies of
your credit reports. Review these reports for inquiries from companies
you haven't contacted or accounts you didn't open.
· If you still want the alert after 90 days, you'll need to renew it.
If you find fraudulent accounts or transactions
1. Contact the financial institution to close the fraudulent accounts or
accounts that have been tampered with.
2. File a report with your local police department.
3. File a complaint with the FTC.
· Additional information is located on the NKO website: Course Title -
Identity Theft and Catalog Code -FS0406_ENG. Log into NKO, click
Learning Tab, click E-learning Auto-Logon Gear link, click advanced
search, under course title enter Identity Theft, enroll and begin
training.
· The NPC call center in Millington will be manned for Sailors and
Marines to call and see if they are affected. The number is 1-866 U ASK
NPC. 1-866-827-5672.
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